Educational pricing guidance for residential contractors — from the Contractor Authority™ system by P4 One LLC
Contractor AuthorityContractor Authority™Pricing, profit & proposals
Home / Pricing / Contractor Pricing & Finance Glossary
Contractor glossary

Contractor Pricing & Finance Glossary

Plain-English definitions of the pricing, profit, and contract terms every contractor should know.

Markup
The amount added on top of your cost to set the selling price, usually...
Margin (Gross Margin)
What's left after the cost of a job as a share of the price charged. O...
Net Profit
What remains after all costs — job costs and overhead — are subtracted...
Labor Burden
The full cost of an employee beyond the base wage — payroll taxes, wor...
Overhead
The ongoing cost of running the business that isn't tied to one job — ...
Cost of Goods Sold (COGS)
The direct costs of delivering a job — materials, the labor that perfo...
Break-Even
The point where revenue exactly covers all costs — no profit, no loss....
Change Order
A written, priced, and signed agreement to change the scope of work af...
Scope of Work
The detailed description of exactly what's included in a job — and, ju...
Retainage
A portion of payment (often 5–10%) held back until the job is fully co...
Mobilization
The cost and effort of getting set up to start a job — moving crew, eq...
Allowance
A budgeted dollar figure for an item the client hasn't finalized — til...
Contingency
A reserve built into a price for the unknowns a job is likely to revea...
General Conditions
Job costs that don't belong to any single trade — dumpsters, portable ...
Bid Bond
A surety bond that guarantees a contractor will honor their bid and en...
Lien Waiver
A document in which a contractor or supplier waives their right to fil...
Draw Schedule
A payment plan that releases money at defined milestones — deposit, ro...
Time and Materials (T&M)
A pricing method that bills actual labor hours plus materials (with ma...
Fixed-Price Contract
A contract for a set price regardless of the contractor's actual cost,...
Cost-Plus
A contract that bills the actual cost of the work plus an agreed fee o...
Punch List
The list of small items to finish or fix before a job is considered co...
Takeoff
The measured quantities pulled from plans or a site visit — square foo...
Overhead Rate
The amount of overhead recovered per billable hour (or per dollar of r...
Progress Billing
Invoicing for portions of a job as it reaches milestones, rather than ...

Stop pricing from memory

The Contractor Authority System™ turns this into a repeatable process — burdened labor & overhead, change-order protection, and client-ready proposals. One-time $97.

Get the System — $97Free Profit-Leak Checklist
The P4 Ecosystem · One Accountable Partner
From free checklists to starter toolkits to premium builds — every stage lives inside one ecosystem.
Contractor Authority™ is a brand of P4 One LLC · SAM Active · CAGE 17SM1 · UEI SW9VDGLV8AY6 · NJ MBE #A0654-63 (Provisional) · NJ SBE #A0704-18 · NJ SEDB #A0704-17